Bankruptcy Do's and Don'ts Document Checklist Bankruptcy Information Worksheet       IF YOU ARE LOOKING FOR MORE INFORMATION ABOUT BANKRUPTCY OR DEBT RELIEF:  The decision to file for bankruptcy protection is a difficult one.  Bankruptcy laws have changed many times over the years.  Many people have strong opinions about bankruptcy.  Some people believe it is morally wrong, or that it is an "easy way out."   Some people believe that they cannot file for bankruptcy protection because their income is too high.  Many people believe they can't file because they think they will lose their house, their car, or their job.  A lot of the information circulating about bankruptcy is wrong.  You need the facts. Even if you have a friend or family member who filed for bankruptcy protection in the past, your situation may be different.  Due to changes in the state exemption statutes and the U.S. Bankruptcy Code, along with court decisions, you may have a different experience (positive or negative) than someone else.  We work to offer professional services at reasonable prices.  While we understand that most people who are considering bankruptcy are strapped financially, we believe that most clients need professional assistance to ensure that their exempt property is protected, and their debts discharged.   We offer a free initial consultation to discuss your options.  We help determine if you are eligible to file for bankruptcy protection, and if so, which chapter is right for you.  During the initial consulation, we will provide you with a written fee policy, a checklist of documents that we will need prior to filing your case, and a detailed client information worksheet so that we can complete your petition and schedules.  You can download the document checklist and client information worksheet from this page prior to your appointment.    We are happy to arrange the required pre-filing credit counseling and post-filing debtor education courses for our clients.  Credit counseling and debtor education courses can be completed in-person, online, or over the phone. The most recent amendments to the U.S. Bankruptcy Code classify attorneys who represent clients in bankruptcy court as "debt relief agencies."  By law, we are required to include  the following disclaimer in any advertising materials:  "We are a debt relief agency.  We help people file for protection under the Bankruptcy Code."